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Unlocking Payment Potential

Expert advisory services and innovative solutions for financial institutions and businesses seeking to drive growth, expand globally, and manage non-financial risks

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Empowering Payments, FinTech, and Transaction Banking Success

Welcome to D28 Finance, the premier payment and fintech advisory boutique in Central and Eastern Europe dedicated to delivering exceptional results. We tackle each project with a focus on quality, speed, and value, ensuring high-caliber solutions tailored to your needs.

As seasoned experts with international experience in consulting, banking, and fintech, offering deep insights into global payment markets, we are committed to excellence,innovation, and customer empowerment.

Services

See what we offer and find what best fits your needs!

Core Advisory Services

  • Market research and competitor benchmarking
  • Market entry strategies, business plan
    development and regulatory licensing
  • Financial Due Diligence and evaluation, in
    partnership with VirtueDeals
  • Development of custom FinTech software
    and embedded-finance solutions, in
    partnership with WislaCode Solutions

Partners:

VirtueDeals Wordmark and logo image
Wislacode solutions

Non-Financial Risk Management

  • AML-CFT policies and guidelines documentation.
  • Compliance check-ups and impact assessments.
  • Implementation of risk management tools
  • Contractual partnership with Identity Verification & ID
    Verification Service | Shufti

Partners:

Shuftipro Wordmark and logo image

PSP Identification and Partnership

  • Identification of suitable payment processors
  • Implementation and onboarding of new parternship solutions
  • Contractual Partnership with Tier 1 payment providers:
    Unlimit, TransferMate, Chargebee

Partners:

Chargebee Wordmark and logo image
unlimit logo image
TransferMate Wordmark and logo image

Proprietary Online Learning Courses

Mastering Modern Banking Course - D28 Finance Academy
  • Banking Module: Comprehensive courses on banking
    fundamentals and advanced topics
  • Payment & Transaction Banking Module: Specialized training
    in payment systems and transaction banking
    (Not published yet, planned for February 2026!)
D28 Finance

BPO Services in the AFC Remit

  • End-to-end AML-KYC processes development and optimization
  • Transaction Monitoring handling.
  • SAR/STR submission.
  • Project advisory and cost optimization.

Our Partners

Wislacode solutions
Shutfi Pro Logo
VirtueDeals Logo
Unlimit logo
Chargebee logo
TransferMate Wordmark and logo image

Client Testimonials

See what our clients say about us!

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I'm very grateful for the support from D28 Finance and Davor Zilic. He personally guided us through every step of AML integration, including KYC and both on-chain and off-chain monitoring. His expertise made the entire process smooth and efficient.

Founder and CEO of Bitlet.app, Panama
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We’re building a unique ROSCA-based model in the European market, and D28 Finance has been instrumental in solidifying our risk strategy. They helped us identify crucial risks early on and provided a clear framework to tackle them, giving us confidence as we scale.

Co-founder & CTO of Cirkly, Sweden
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If you're seeking a reliable partner who treats your business as if it were their own, you've come to the right place. D28 Finance offers expert insights into business models, along with professionalism, innovation, and dedication

Head of Business Development at Shore Innovation, UAE
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D28 Finance combines deep expertise in global payments with clear, proactive communication and a receptive approach to feedback. Davor explains concepts plainly and responds to input immediately and backs original ideas with data-driven insights. I recommend D28 to anyone seeking a reliable payments professional who delivers lasting value.

Portfolio Manager, Mid-Sized Hedge Fund, US

Want to solve problems and grow together?

Send us a message and we can iron out the details!

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Join Our Online Learning Course

Enroll into our proprietary learning courses and learn all about Modern Banking. Dive into the world of banking, from everyday transactions to high-stakes finance. In seven dynamic lessons, you’ll master banking fundamentals, risk management, compliance, and investment strategies. Gain real-world insights into trade finance, custody services, and capital markets. Empower your financial decisions and navigate banking with confidence!

You can also join our second learning course on Payments & Transaction Banking. From traditional banking to blockchain innovation, discover what’s driving the payments revolution. Explore global payment systems, risk management, and the latest trends, real-time payments, digital wallets, and cryptocurrencies. Stay ahead of the curve and master the complex world of payments!

D28 Finance Academy